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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. In surrendering a life insurance contract for its cash value, the total of premiums paid less the total of any dividends received in cash or used to offset premiums is:

A) The cost basis
B) The gross proceeds
C) The loan value
D) The cash value

2. An insurance producer ' s license may be suspended or revoked by:

A) The Maryland Insurance Administration
B) The Attorney General
C) The appointing insurer
D) The continuing education course provider

3. Which expenses are covered by Medicare Part D?

A) Prescription drug
B) Medical
C) Hospital
D) Dental

4. Disability income insurance premiums are a deductible expense when the premiums are paid by:

A) A partnership for group disability income coverage for the partners
B) A corporation for group disability income coverage for the employees
C) An insured for individual disability income coverage
D) An employee for group disability income coverage

5. If an insurer knowingly fails to enforce a policy provision on one occasion, the insurer may be prevented from enforcing it on a subsequent occasion by the principle of:

A) Waiver
B) Subrogation
C) Estoppel
D) Adhesion

Solutions: