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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. The period after an annuity Is purchased but before distributions begin Is referred to as the

A) annuity phase.
B) endowment phase.
C) accumulation phase.
D) build-up phase.

2. An agent's actions or deeds demonstrate what kind of authority?

A) inherent
B) delegated
C) apparent
D) express

3. An agent's underwriting duties Include which of the following?

A) Setting premium amounts.
B) Declining or accepting an application.
C) Issuing the policy.
D) Completing all applications and collecting initial premiums.

4. Interest earned on a Traditional IRA is taxed

A) only if there is a premature distribution.
B) at distribution.
C) during the accumulation period.
D) prior to contribution.

5. Statements by an applicant concerning personal health history, family health history, occupation, and hobbies
are referred to as

A) representations.
B) personal characteristics.
C) depictions.
D) certifications.

Solutions: